913,256Write the digit in the ten thousands place

1

Explanation:

9= is the hundred thousands digit

1= is the ten thousand digit

3=is the thousands digit

2= is the hundreds digit

5= is the tens digit

6= is the ones digit

D. paying too much for operating costs.

Explanation:

There is the initial money spent to buy the franchise, you continue to pay management fees and you also possible will have to agree to buy products from the franchisor. It all leads to high operating costs.

So the correct answer is:

D. paying too much for operating costs.