ABC, Inc.'s unadjusted trial balance included Accounts Receivable $80,000 debit; Allowance for Doubtful Accounts $750 credit; and credit sales $400,000 credit. ABC uses the aging of accounts receivable method and estimates that $8,000 of its receivables will be uncollectible. After the adjusting entry is made, ABC's financial statements will report

The option that is generally true about savings vehicle is that people should evaluate different forms of savings vehicles based on their needs.
You shouldn't go about buying a new vehicle if that is not something you need - savings vehicles are there for people who truly have a need for them, and otherwise wouldn't have bought them in the first place. So you should go around and see which type you need and why.