An example of an institutional coi is: the organization gives scholarships to some post-doctoral researchers an industry sponsor pays for the construction of a new research laboratory at the organization one of the organization's deans is the vice-chair of the organization's irb the organization's president is a member of the board of trustees for a local non-profit organization that does not sponsor research at the organization

An example of an institutional COI would be one of the organization's deans is the vice-chair of the organization's irb
The organization's irb (institutional review board) is established to make sure that the institution protect the rights and welfare of every people that involved in the Organization. If the Dean is a member of the IRB, he can basically pass every misconduct that would tainted the organization

There are two ways to make money by investing in bonds. The first is to hold those bonds until their maturity date and collect interest payments on them. Bond interest is usually paid twice a year. The second way to profit from bonds is to sell them at a price that's higher than what you pay initially.