Lynn roy has decided to take retirement from her job and use the time she has earned to travel around the world. she has decided to start her trip around the world in europe by train and bus and will use her savings to pay for her trip. which step in the financial planning process does this scenario demonstrate? developing her financial goals identifying alternative courses of action evaluating her alternatives implementing her financial plan reviewing and revising her financial plan

I believe the correct answer is implementing her financial plan.
She has a certain plan, which in this case, is retiring and traveling around the world. In order to do that, she has to take a look at her savings and see whether she is able to do that financially. If she is, she can make a plan and implement it, meaning, start using it.

  it can seem a little confusing but if you read the entire chapter you will see that paul is refuting the idea that faith is based in works and that it is not the law or adherence to the law which saves give abraham as an example, showing that abraham had the faith to serve and follow god before the law of circumsision was instated and that what god is after from us is our faith in him and our willingness to follow him, which will eventually lead us to also being obedient to that faith comes first.  it is basically another way of saying that we are saved by faith, not by our works