You are writing the second edition of a user manual to be included with software sold to the general public. You want to reuse a portion of the introductory materials from the first edition but cannot determine who wrote that section or what the contractual conditions were. What should you do?

rewrite the introductory materials yourself

Explanation:

Based on the information provided within the question it can be said that in this scenario your best option would be to rewrite the introductory materials yourself . Without knowing what who wrote that section or what the contractual conditions were you cannot copy that material because you are risking being sued for copyright infringement and potentially losing a lot of money or even the software in some cases.

d. Households decide to hold relatively more currency and relatively fewer deposits and banks decide to hold relatively more excess reserves and make fewer loans

Explanation:

The money supply would decrease, if households decide to hold relatively more currency and relatively fewer deposits and banks decide to hold relatively more excess reserves and make fewer loans.

There would be fewer money in a country, when individuals choose to keep their cash rather than going to deposit it in the banks and perhaps engage more in cashless transactions.

Also, when banks refuses to dispense cash into the public domain and decides to cut down on loan issuance, it result in a decrease in money supply.