One advantage of federal loans over bank loans is that federal loans A
have a fixed interest rate.

B
do not have to be paid back.

C
can be paid monthly or yearly.

D
do not affect your credit score.

I'd say C.

Explanation:

I hope this helps you and if not, I apologise for false info. Peace out.

one advantage of federal loans over bank loans is that federal loans

C.can be paid monthly of yearly

c

Explanation:

C. to emphasize the pain and struggle that Truth has lived through

Explanation:

just did the test and got it correct :)