Describe how this low loan repayment plan works.

Pre-defined increments over the term defined. Say you make monthly payments towards your car loan, each payment will cover the interest due and some amount of the principal. The more money you can apply to a payment means more principal you knock out in each payment

A strong central government threatens the rights of the people.

Explanation:

The Articles of the Confederation and the Perpetual Union, known as the Articles of the Confederation, constituted the first government document of the United States of America. They were approved by the second Continental Congress on November 15, 1777, after several months of debate. It was a non-mandatory guideline until ratification four years later, on March 1, 1781. The Articles of the Confederation are considered one of the four founding documents of the American nation.

The Articles formed a weak confederation that united the Thirteen British British Colonies, with the ability to govern almost only in times of war and emergencies. After the end of the War of Independence and the beginning of new priorities, its limitations became evident. This document was replaced by the Constitution of the United States after its ratification on June 21, 1788.