2)then, reflect on the following sentence "cultural differences cause problems. it is better for people to stay in their own countries rather than to migrate to other ones." do you agree? write a meaningful answer (two or more paragraphs) that fully addresses the question above

a)

$4,000 + $960 = $4,960

She has $4,960 in her account at the end of 3 years

b)

i = Prt

r = i/Pt

r = 960 / 4000 * 3

r = 960 / 12000

r = 0.08

Annual interest rate is 0.08 or 8%

c) If 1% greater then r = 0.09 (9%)

i = Prt

i = $4,000 * 0.09 * 3

i = $1, 080

The different: $1, 080 - $960 = $120

She would have $120 more in her account if the interest rate were 1% greater.