What is the area of the composite shape?

84 sq. inches

Step-by-step explanation:

When you section off each, you can find the area of each shape and add together to make composite.

Triangle on left is 6 sq. inches

Rectangle on right (5x10) is 50 sq. inches

Rectangle on bottom (7x4) is 28 sq. inches

2% compounded quarterly is .5% each quarter  (2% ÷ 4) 
So the principal (200) is multiplied by  1.005 ⁸  (8 because there are 8 quarters in 2 years)

200 x 1.005 ⁸ = $208.14 in 2 years (rounded to the nearest penny)

4% over 12 months is 1/3% every month  or .003333
200 x 1.00333²⁴  (24th power since there are 24 months in 2 years) $216.61 in 2 years rounded to the nearest penny.
The monthly scenario is better.