Which expression is equivalent to the expression shown? asap

The equivalent expression is 10^4 x 4^5.

Since 4^10 and 4^5 have the same base (4) and are being divided, we can subtract the exponents:

10-5=5

Hope this helps!!

Present Value of an annuity is given by the formular
PV = P(1 - (1 + r)^-n)/r; where PV = $28,000, r = 0.081/12 = 0.00675, n = 35 and P is the periodic (monthly) payment.

P = PVr/(1 - (1 + r)^-n) = (28,000 x 0.00675)/(1 - (1 + 0.00675)^-35) = 189/0.2098 = 900.90

Therefore, the monthly payment is $900.90