Would you rather receive $1,000 a year for 10 years or $800 a year for 15 years if the interest rate is 5%? What if the interest rate is 20%? (LOS-3)

Maybe $800 i think i am not sure

Every number has its purpose in this case you start  at -3 then the negative sign tells you which way you are going but since we have another negative sign in between the number we go to the right instead of left with that said you put the point in number 4