1. accounts in non-depository institutions are almost always insured by the government.
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false

2. all financial institutions are equally safe and beneficial to use.
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false
3. financial experts recommend that you compare at least several different financial institutions in your area and find the one that best meets your needs.
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false

4.personal financial planning is the process of creating and achieving financial goals.
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false

5. shared decision-making is always a positive strategy to take.
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false

1.        False since it can either be the government or the private organization to be responsible for accounts in non-depository institutions particularly. They are called the brokerage firms, they do not accept any deposits but serves as the middle mediator of the borrowers and savers.  

2.        False, not all financial institution offers the same product and services. The product and services offered by financial institutions depends on its types. Some focuses on investments and others on deposits and in facilitating security transactions. 

3.         True. They are money related counselors whose activity is to enable their customers to get ready for their short and long haul budgetary objectives. These incorporate purchasing a home, paying for their kids' training, and retirement. A monetary counselor may give speculation, duty and protection exhortation.

4.        True. Financial planning is a wide assortment of cash points including planning, costs, obligation, sparing, retirement and protection among others. Seeing how each of these themes cooperates and influence each other is critical for laying the preparation for a strong money related establishment for you and your family.

5.        False. It always depends, it varies depending on the point of view on the person/ people your sharing the ideas. depict the association of two individuals in settling on a choice. The common basic leadership is very useful for settling on a choice by the agreement between two people. This strategy for basic leadership, obviously, has its own favorable circumstances and burdens.

I think the water and the soil in terrarium together make algae.