The Fair Credit Reporting Act .a. gives consumers the right to request a free copy of their credit report every year. b. ensures that information about criminal convictions is removed after 19 years. c. ensures that negative information other than bancruptcy and criminal convictions is removed after 7 years.d. ensures that information about bankruptcy is removed after 10 years. e. all of the answers.

e. all of the answers.

Explanation:

Fair Credit Reporting Act is the Federal law of the United states of America that helps to collect the consumer credit information of all the citizens of the country  and also at the same time, grant them acess to access the credit report that belongs to them if thier is need for it.

This law was passed into law in 1970 which goes a long way to help the businesses to check the credit history of the individual they are trying to do business transaction with to know if they are credit worthy to be engaged with or not.

From the point listed, the Fair Credit Reporting Act covers all the option listed in the question.

Explanation:

1. No

2. Yes