When mark swears around his friends they laugh, but when he swears around his parents they ground him. as a result, mark is less likely to swear when his parents are around. mark’s behavior of not swearing around his parents is a result of:

The answer is: to have easier access to services such as loans and insurance

Due to overwhelmingly large number of African Americans live in poverty at that time, their credit score typically lower that average citizens. This made it extremely difficult for them to obtain loans and insurance.

Financial institution often give more leeway to other business establishments compared to individuals due to the potential revenue that the business can generate. Because of this, developing their own businesses would make them have easier access to services such as loans and insurance