How does the Fair Credit Reporting Act protect consumers?

The Fair Credit Reporting Act (FCRA) is a federal law that regulates credit reporting agencies and compels them to insure the information they gather and distribute is a fair and accurate summary of a consumer's credit history. ... The law is intended to protect consumers from misinformation being used against them.

Ma'am or sir, I just want to say what you said is magical.

Explanation:

Looking up I see beautiful clouds and a blue sky. In the night, I see a full moon with twinkling stars beyond your galaxy. Wondering how it would feel drifting past Neptune, the last planet, and feeling me warp out of the world. The refreshing feeling of life, and cold air sooths the soul of mine. You're a fine work of art. So am I. So is everyone. Picture man standing, thus everyone has floated away from Earth. For these thoughts boil the inner me, I can't see my people gone.  want to be whole, we be one. We sit together in morning Sun. Mother Nature is very real, as she helped God create this masterpiece.