In most states the documents that owners must file in order to form a corporation is referred to as the

The answer is C. increasing debt from overuse of credit.

Explanation:

In the years leading to the Wall street crash in 1929, the whole world's economy was not in a good position. Europe was an economic and political  mess after the end of the 1st war, Germany was experiencing a hyper inflation along with all the trouble that came up with it and the France and Great Britain, the then super powers suffered heavy losses of infrastructure and labor force.

In USA too, some signs of an impending financial crisis were emerging. The society was gradually transforming in to consumerist style and the credit facilities were over used for expenses that did not create any income or assets!