Suppose Howard Realty Group prepaid a 10-year, 6% commercial mortgage loan at the end of three years without penalty. The original loan amount was $500,000. The loan was being amortized with monthly payments and a 30 year amortization schedule. The remaining balance at the end of 3 years was

She willingly accepts the risk of this investment because she desires an opportunity to share in the success of this company. Buying a company's share means that an investor wants to have a portion of ownership of that company. An owner of something is responsibility for the risk related to that thing. Thus, it is the same for buying a company's share or stock for investing.