The intent of the parties may be determined by evaluating what the parties said, how the parties acted, and

 An intent is an agreement betwen parties with the intention of creating legal obligations. It should be interpreted according to the common intention of the parties. 
The intent of the parties may be determined by evaluating what the parties said, how the parties acted, and the circumstances surrounding the transaction

The intent of the parties may be determined by evaluating what the parties said, how the parties acted, and the circumstances surrounding the transaction. The intent between two or more parties is an agreement that allows the parties to create legal obligations between them to make sure everything is accurate and complied with. Those working together have an agreement that states what is allow and what is not allowed while working together. 

They are payments that are two-step mortgages