Two students are discussing energy sectors in the united states. student 1 claims that the commercial sector includes automobiles and churches. student 2 agrees but also includes construction in the commercial list. who is correct?

Your question asks which student is correct.

The reason why "neither of the students are correct" is correct because the students said things that actually do not belong in the commercial sector.

The commercial sector includes places like restaurants, healthcare facilities, educational institutions, and hotels.

Lets list out what the students said:

Automobiles

Churches

Construction

The automobile businesses would be part of the industrial sector, due to the fact that they're taking raw material and producing products (vehicles) that people would buy. Automobile businesses build their vehicles in industrial factories. This is what makes them under the industrial sector.

A church would be under it's own organization. Churches could be a non-profit organization. Churches pretty much could be under the "service industry", but it wouldn't be under a energy sector.

Construction would be under the industrial sector. The reason for that is because they're the ones that build things like buildings, houses, etc. Construction wouldn't be under the commercial sector, due to the fact that it's not commercial.

Risk management

Explanation:

Risk management involves early identification, assessment, and control of potential threats to an organization's profit or capital. Risk management results in the organization taking precautionary measures to curb or reduce the treats. Any investments expose the organization to potential financial losses due to threats such as legal liabilities, economic uncertainties, and natural disasters.

An organization usually takes safety measures such as insurance to manage its risks. Risk management is undertaken through four techniques, which include risk avoidance,  transfer, mitigation, and risk acceptance.