girlhooper4life11
07.10.2019 •
Business
Which of the following financial institutions is a not-for-profit organization that is only open to members of that institution and tends to offer more favorable interest rates to borrowers and savers?
a) saving bank
b) saving and loan association
c) commercial bank
d) credit union
e) none of the above are correct
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Ответ:
d) Credit union
Explanation:
Credit Unions are non-bank financial intermediaries, whose main purpose is to provide certain sectors of the economy with access to credit and investment, acting as an instrument to reduce financing costs for the benefit of their partners, which we allow them to receive loans and credits in more favorable market conditions.
UCs are private companies that do not have the participation or subsidy of the federal government or public administration entities. Its capital is integrated with the contributions made by its partners, which can be legal entities and individuals with economic activity.
The UC are Public Limited Companies subject to the regulation and supervision of the National Banking and Securities Commission (CNBV).
Ответ:
because sometimes they help us to get some medicine which can be used to cure a particular disease