This is achieved through an accumulation of a variety of texts connecting to a single text to form a meaning.what is being described?

The description provided is the very definition of intertext, where the meaning of one text is shaped by a collection of other texts. Moreover, it may also include direct or indirect statements from the text's author to amplify the audience's understanding.

Without a doubt, your best answer is intertext.

all of these investments exhibit common risk factors. these investments show signs of problems with upper management. quarterly earnings are not up to snuff. emerging markets, while sometimes lucrative, are inherently risky. there could possibly be a discrepancy in the debt to cash flow ratio. the potential returns of each investment range wildly. buy and hold for dear life is not a wise investing philosophy, but an investor's exposure to risk is at their own discretion. with the very thin evidence that is available to me concerning fraudulent behavior, i would recommend consulting with another financial planner, possibly keep a lawyer on retainer, and keep a book with finra and sec guidelines handy.