If you good with history help me out please it’s due by tonight at 11:59 pm ! Free point and brainliest

Explanation:

"The use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers for purchases made at company outlets."

"Under this system, the credit card company charges its cardholders an annual fee and bills them on a periodic basis—usually monthly. Cooperating merchants throughout the world pay a service charge to the credit card issuer in the range of 4–7 percent of total billings."

" later innovation was the bank credit card system, in which the bank credits the account of the merchant as sales slips are received and assembles the charges to be billed at the end of the period to the cardholder, who pays the bank either in toto or in monthly installments with interest or “carrying charges” added"

Hope this helped!

Answer for apex:

Both conflicts sought to replace monarchies with other forms of government.

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