What nations does churchhill characterize as shattered states

President Harry S. Truman joined Churchill on the platform and listened intently to his speech. Churchill began by praising the United States, which he declared stood “at the pinnacle of world power.” ... Churchill's “iron curtain” phrase immediately entered the official vocabulary of the Cold War.

Explanation:

  D. Federal Reserve.

Explanation:

  Credit reporting agencies are business that maintains historical credit information on individuals and businesses. They receive reports from lenders and other sources which are compiled in a credit report including a credit score.

  In the United States, there are three major of these that dominate the market of collecting, analyzing and distributing information about consumers. These credit reporting agencies are Equifax, TransUnion, and Experian.

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