If the value of imports for the current year is $3 billion and the value of exports is $8 billion, what effect will this have on the country’s trade balance?

The effect that this will have on the country's trade balance is called the trade deficit. Trade deficit is defined as an economic condition wherein the country is importing more goods than exporting. This deficit is equal to the value of imported goods minus the value of exported goods and this puts this would result in the uncertainty of the country's currency. 

So if you multiply 15 by 6 you get 90 and the 6 is from every years she has saved. So if you take any number 95000 and 15 percent of 95000 is 14250 so try breaking it down and divide as much as you can but not to much and slowly at a time and then when you get that try to get close to 9500 as much as you can cause 90 percent of 95000 is 9500.