Kareem recently learned that he has a good credit score and is planning to apply for a loan. What could negatively affect Kareem's credit score?
A. missing a payment
not providing a down payment
C.
providing collateral
D.
tracking payments using an amortization table
E.
using a cosigner

basically, its when a person. Okay like being racists and not giving a person a job because he's black. Or if someone doesn't let you have a job because your gay.

Step-by-step explanation:

okay ima try to give you a definition lol. When someone violates your rights based on the background, religion, race, ethnicity etc.

hope this helps, have a good day! if you can plz give me brainliest