Multiply. (−23)⋅(−4) a. −92 b.−27 c.27 d.92

The answer of this problem is D. 92

The banking system is crucial for the functioning of the us economy because they make loans and create credit. without loans many people wouldn't be able to buy a house or a car, and the economy would collapse. government often regulates the banks to make sure they are being fair to their clients.