The thing you need to find a net for is a cube.

1. Live within your means.

2. Know how to budget.

3. Save for emergencies.

4. Save for the future.

5. Pay your bills on time.

6. You should check your credit report. Yearly.

7. Learn how to shop for insurance.

8. Learn how to control your spending habits.

9. Get your debt under control.

10. Start buying smart.

11. Get a job. Any job. Out of work? Can’t find a job? Collecting unemployment? Don’t be a victim.

12. Learn how to rock a job interview.

13. Know about your job’s benefits. What kind of pension or 401K plan does your job offer? Health insurance? Vacation? Sick days? Any kind of tuition assistance or student-loan forgiveness plan? A gym membership? Know all of your options and explore them thoroughly.

14. Learn to read the fine print. I

15. Learn about taxes.

16. Know what you need to do to buy a house. What are the steps that are involved in buying a house?

17. Know what’s needed to qualify for a mortgage.

18. Know how to give. Generously. Giving is a huge part of being financially responsible.

19. Learn about those everyday financial services you don’t even think about.

20. Don’t borrow money from your family. It just gets awkward. Once you’re an adult… you should be paying for things yourself.

Step-by-step explanation: