How do government regulators protect consumers? a. by investigating complaints made by lenders b. by using borrower information responsibly c. by disclosing accurate credit terms  d. by ensuring lenders comply with the law

The fourth alternative is correct (D).

In a market economy like the American one, the Government acts to maintain the adequate environment for the operation of the companies that provide goods and services to the consumers. Meanwhile, the government also acts to ensure that these companies provide good service to Americans. In this way, the government regulates the markets, creating norms and guidelines that must be followed by the companies. In other words, the government makes the creditors comply with the laws.