James and Natasha identify as African American. Reflecting a dominant pattern for African Americans, they have children together and are not married. Sociologists might explain their family structure as reflecting

The correct answer is :  a response to economic challenges and lack of opportunity

Explanation:

The problems mentioned include social inequality and unequal economic development in which poverty is seen.  This example also shows systemic problems associated with inadequate regulation of financial markets, so what happens is that their opportunities to make a living wage are considerably reduced.

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