The insurance portion of a universal life policy is most analogous to
mortgage insurance
group insurance
whole life insurance
term insurance

The answer is term insurance

Usually , a term insurance provide coverage for a period of time, or a specified "term" of years. If the insured fulfilled the cause during the time period that's specified in the policy, the policy will be active , and the insurance coverage will be paid

being able to own a pet.

Explanation:

Pragmatic is a linguistic sub field in which thing are considered in a realistic way rather than only theoretical. The right to benefit from animal presence means that a person is allowed to own a pet and get benefits from its abilities. The government has to ensure the number of ways in which a human can get access to animal in life. The humans can attain fair advantages only by keeping an animal as pet.