Why is it necessary to have to track all your spending?

If you don't keep track you'll overdraft and spend too much on something like food when you need to pay your electric bill

Explanation:

If you don't keep track of your spending, you could go bankrupt.

Explanation:

When you track your spending, you know where your money goes and you can ensure that your money is used wisely. Tracking your expenditures also allows you to understand why you're in debt and how you got there. This will then help you design a befitting strategy of getting out of debt.

0.4 / 100 * 69000 = 276 acres of old-growth trees.