Identify the items as consumer programs or consumer information sources
local chambers
of commerce
consumer reports
state consumer
protection offices
regulation offices
for insurance
Consumer Programs
Consumer Information
Sources

The programs are identified and explained shortly under and below:

Explanation:

Consumer Programs    

These have to do with the function of commerce and how it is done in the certain part of the state or the work they are doing there for the conveyance of commerce practices.

Consumer Information  Sources

These are responsible for the conveying of information about the commerce tot he people and not have any sort of administrative capabilities or the use for the people for their own sort of work.