In the event where a loan somehow went bad (perhaps a breach of covenants or a series of missed payments), the client file may be transitioned to the bank’s “workout group”. Which of the following is the most accurate description of why this occurs?
To immediately call the loan and begin the collections process
To lessen the workload and stress on the relationship manager and relationship team
To try and renegotiate terms or to collect on the collateral security
To decrease the risk profile of a particular relationship manager’s desk
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Ответ:
a. not secure. is the answer : )