student0724
22.03.2021 •
Business
Judy and Irving Shapiro came home to discover a large tree had fallen, smashing the bay window in their living room. The couple was so upset they decided to go to a hotel for the night. When they returned home, the next morning, they discovered that someone had walked through their broken bay window and stolen many of their valuable possessions. The Shapiro's have a homeowners policy that covers both physical damage and theft. Why might their insurer cover the physical damage to their home but refuse to cover the theft
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