With a framework in place, controls and risk become more measurable. The ability to measure the enterprise against a set of standards and controls assures regulators of compliance and helps reduce uncertainty.
True or false?
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Ответ:
True
Explanation:
When a company as a framework to measure risk against, it can properly assess risk in different periods of time, depending of the risk score obtained within the framework.
This helps regulators because they can access an accurate primary information from the company itself (later on, they should probably compare that information against their own standards in order to prevent bias), and it also helps the company because it can see where it stands in terms of risk, which reduces uncertainty.
Ответ:
I would need to pay Interest of $3150.44 in year 2
Explanation:
First Calculate annual Payment
The Principle is $ 47400, Therefore PV =$47400
Interest rate provided is 7.5% , Therefore i = 7.5%
Interest is compounded Annually, Therefore P/YR = 1
Period over which loan is to be repaid is 7 years, Therefore N = 7
Payments are made at the end of year
Using Financial Calculator for (PV =$47400, i = 7.5%, P/YR = 1,N = 7) The payment to be made annually is $8949.13
Then Determine Interest to be paid in Year 2 from Amortization Schedule
First yearPrinciple payment of $5394.13 is made
And Interest paid $ 3555 is paid
Leaving the Balance to be paid at $ 42005.87
Second yearPrinciple payment is $ 7440.57
Interest interest paid is $ 3150.44
Leaving a remaining balance of $36207.17 to be paid