![NREYESLDS2806](/avatars/6585.jpg)
NREYESLDS2806
02.03.2020 •
English
Describe two risks involved in banking, and explain how banks can protect
against those risks.
Solved
Show answers
More tips
- G Goods and services Should You Engrave Your Wedding Rings? Facts, Myths, and Considerations...
- L Leisure and Entertainment How to Land on the Moon: Your Comprehensive Guide...
- T Travel and tourism How to Use a Compass: A Beginner s Guide...
- C Computers and Internet Porn Banner: What It Is and How to Get Rid Of It?...
- C Computers and Internet Отправляем смс через интернет: легко и просто...
- L Leisure and Entertainment The Best Film of 2010: A Look Back at the Academy Awards...
- H Health and Medicine Simple and Effective: How to Get Rid of Cracked Heels...
- O Other How to Choose the Best Answer to Your Question on The Grand Question ?...
- L Leisure and Entertainment History of International Women s Day: When Did the Celebration of March 8th Begin?...
Answers on questions: English
- E English Item 4 Question 1 Part A What inference can be drawn from President Cleveland, Where Are You? Jerry s father likes to provide nice things for his children. Armand wants to be...
- M Mathematics Use limits to find the area of the shaded region in the graph y = x2. a. 7 units² c. 4 units² b. 9 units² d. 6 units ²...
- H History How did the tariff affect America?...
- S Social Studies According to taoism harsh punishment is the only to keep order and power. people should have a strong government. people must try to be united with the course of nature in order...
Ответ:
Major risks faced by banks:
The major risks faced by banks include liquidity, market, operational, and credit risk.
Credit risks:
Credit risk is when the borrower does not repay the loan. The delayed payment of loans also comes under this category.
The bank generally conducts a back ground check and sanction loans to only those customers (business or individuals) who does not run out of income along the total period of loan. There are credit rating agencies that support the banks in assessing the creditworthiness of the borrower.
Operational Risks:
Operational risks refers to the operational failures of any banks day-to-day process. For example, payment to wrong accounts or external or internal fraud.
Banks now rely on technology-enabled risk surveillance. Using machine learning and advanced analytics, banks leverage tremendous trove of data to monitor bank’s entire operations automatically and continuously.
Ответ:
D: This excerpt is unbiased because it provides details about Young’s actions.