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leeorareeves299
18.06.2020 •
Social Studies
A 23-year old MBA student complains that she has been frustrated and dissatisfied with her life for years. She has always done well academically, but lately she has had little interest in doing her schoolwork and lacks confidence that she can do well. She describes herself, as someone with "big plans" but won’t ultimately "cut it". She also fears that she will never be satisfied with life even if she is successful. She frequently feels irritable, despondent and helpless. She said, "It’s as if my entire life has been laid out for me. I don’t feel like I have any choice about what I do. Worst of all, I think it may all be a complete waste". Lately her persistent negative cognitions have interfered with her schoolwork and her duties as a teaching assistant. She is easily distracted and often puts work off until weeks after it is due. She says that sometimes she puts it off because she worries that her advisor will see it as substandard (this has never actually happened); other times she just doesn’t do it because she doesn’t care anymore. Most likely the student is experiencing symptoms of:
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Ответ:
Major depressive disorders.(clinical depression)
Explanation:
The students is suffering from this condition.Because most the symptoms of here conditions which are;frustration,loss of interest and apathy,loss of confidence,feeling of worrying or guilt,despondency,helpless,and irritability, anxiety . This is because the student is seriously impacted with major symptoms of depression.
It is a mental condition that affects the moods.Medically it is caused by combination of genetic,biological, environmental, and psychological factors. It is treatable
Ответ:
Moral hazard
Explanation:
Moral hazard is a term used in economics that refers to the fact that one person tends to increase his/her exposure to risks when they are insured. Specially when someone else will bear the cost of those risks.The free-rider problem refers to the situation where individuals are able to consume a good without paying for it.Government failure is a term used in economics to refer to when the government intervenes in the economy to try to fix a problem but its intervention actually make things worse.Adverse selection refers to when buyers and sellers have different information regarding one product and the risks this misinformation leads to.In the example, we can see that Joe was very careful when he didn't have a renter's insurance. However, now that the situation has changed, he leaves candles burning all day and forgets to lock the door because he knows that even if something happens, someone else will pay for it.
Thus, this example has all the characteristics of a Moral Hazard.