Raising the reserve ratio the ability of banks to create money (make loans) and decreases a bank’s ability to make a profit..

Lowers

Explanation:

Required reserve ratio refers to the portion of deposits with banks that will be kept with central banks. If there is an increase in the required reserve ratio then the banks have to keep more amount of deposits with the central bank which reduces the bank's ability to give loans and create money.

Because with an increase in the reserve ratio, the less amount of deposits available with the banks for giving loans.

Appropriate planning before doing a dangerous sport would somehow make the game less dangerous. calculating the possible results of the sport would give a leverage to the players on what would they expect. thinking also about the possible problems the players might meet while doing the sport would give them an idea on how to overcome them.

Bipolar disorder or manic depression

because it can still cause harm or wrecks even though they are prescribed with it.

Explanation: