Sam invests $9,400 in a fund yielding 5.2% simple interest annually. At the same time, Pat shops around for a better interest rate and invests $9,400 in a fund yielding 6.0% simple interest annually. After seven years, how much more interest has Pat’s fund earned than Sam’s fund?

The answer to this question is "Cultural". Marketers should keep a close eye on the "cultural environment" in order to ensure that their product sales do not decline when a competitive product is released. This is an ability of the marketers to use available applications and technologies in promoting their products.