Amy went to the store. She took $35.64 with her. When she left the store, she had $8.71. How much did she spend?

Starting with x=1, subtract 1 from each side,
(x-1)=0

Our polynomial will have multiplicity of 2 for this particular zero,
(x-1)(x-1)

and do similar with the x=-4, add 4 to each side,
(x+4)=0

So our final result is: (x-1)(x-1)(x+4)

Expand out the brackets if you need this in standard form.