Write a letter to your cousion explaining him to the importance of saving money in bank rather than keeping cash at home

Dear [insert name of cousin],

In short, it is better to keep your money in the bank than at home. For one, banks carry insurance, which allows you to recuperate your money in the event of fraudulent withdrawals or charges. So, if you're currently keeping your money at home, it's probably time to move it from your sock drawer to a savings account.

from,

[your name]

The theme of this excerpt is the dangerousness of the situation in which Spilett, Pencroff, and Herbert find themselves. This can be determined by the author's use of descriptive language. For example, he says, "To calculate the damage done to the forest by this hurricane would be impossible until the snow had entirely disappeared. The men were in a very uncertain situation for what would be an indefinite period of time. He also says, "There was danger of their falling in themselves," in reference to their traps. Finally, he speaks of claw marks seen in the snow, saying that perhaps these great cats "scented the inhabitants of Granite House." Based on all of these details, it is evident that the three men faced danger all around them.

Explanation: